Rates

Rates effective August 1st, 2014.

Thank you for inquiring about our current rates. Please be aware that rates are subject to change daily without notice.

Checking and Savings

ProductInterest RateAPY*Compounding
REWARD Checking (1) (4)*
$0.00 - $30,000.001.49%1.50%Monthly
$30,000.01 and over 0.10%0.10%Monthly
REWARD Checking with Reward Savings (1) (4)*
$0.00 - $30,000.001.49%1.50%Monthly
$30,000.01 and over 0.10%0.10%Monthly
NOW Checking (1)*   
$0.00 - $999.990.00%0.00%Monthly
$1,000.00 - $4,999.990.05%0.05%Monthly
$5,000.00 - $24,999.990.10%0.10%Monthly
$25,000.00 and over0.15%0.15%Monthly
Senior Checking (1)*
$0.00 - $999.990.00% 0.00% Monthly
$1,000.00 - $4,999.99 0.05%0.05%Monthly
$5,000.00 - $24,999.99 0.10%0.10%Monthly
$25,000.00 and over0.15%0.15%Monthly
Reward Savings (1)(4)*
$0.00 - $30,000.000.50%0.50%Monthly
$30,000.01 and over0.10%0.10%Monthly
Regular Savings (1)*
Minimum balance $2500.15%0.15%Quarterly
Advantage Checking (2)*
$0.00 - $4,999.990.05%0.05%Monthly
$5,000.00 - $24,999.990.10% 0.10% Monthly
$25,000.00 and over0.15% 0.15% Monthly
Advantage Money Market (2)*
$0.00 - $999.990.00% 0.00% Monthly
$1,000 - $4,999.990.10%0.10%Monthly
$5,000 - 24,999.990.15%0.15%Monthly
$25,000 and over0.20%0.20%Monthly
Indexed Money Market (2)*
$0.00 - $49,999.990.25%0.25%Monthly
$50,000.00 - $149,999.990.25%0.25%Monthly
$150,000.00 - $249,999.990.25%0.25%Monthly
$250,000 and over 0.25%0.25%Monthly

Certificates of Deposit

ProductMinimum BalanceInterest RateAPY*Compounding
3 Month$1,0000.20%0.20%At Maturity
6 Month$1,0000.20%0.20%At Maturity
6 Month Advantage$1,0000.20%0.20%At Maturity
9 Month$1,0000.25%0.25%At Maturity
10 Month$1,0000.25%0.25%At Maturity
12 Month$1,0000.25% 0.25% At Maturity
12 Month Advantage$1,0000.25%0.25%At Maturity
14 Month$1,0000.25%0.25% At Maturity
24 Month$1,0000.85%0.85%At Maturity
IRAsYour Choice of CD Term (excludes Advantage Certificates and 2 Year Rate Riser)

Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. The APY will be less if interest is paid by check or credited to another account. Fees charged could reduce earnings on your account. A penalty may be imposed for withdrawals prior to maturity for Certificates of Deposit only.

(1) A minimum deposit of $100.00 is required to open this account.

(2) A minimum deposit of $1,000.00 is required to open this account.

* This is a variable rate account. The interest rate on this account may change at any time.

(3) If your daily balance falls within the specified tiers, the interest rate and Annual Percentage Yield for the applicable tier will be paid on the entire balance.

(4) Reception of high yield subject to meeting the transactional requirements of the account.

Loans

Type of Loan

Model Year

Maximum Terms

Annual Percentage Rates (APR) as low as †

Maximum Loan-to-Value

Example Payment for loan amount of $15,000

New Auto

2014725.50%90%$245.07
2014605.00%90%$283.07
2014484.25%90%$340.37
2014364.00%90%$442.86

Used Auto

2013606.00%80%$289.99
2012486.25%80%$354.00
2011426.50%80%$400.27
2010366.50%80%$459.74
2009366.75%80%$461.44
2008366.75%80%$461.44
other307.75%80%$551.61

New Boat

20141206.25%80%$168.48
2014845.75%80%$217.34
2014725.25%80%$243.32
2014604.75%80%$281.35
2014484.25%80%$340.37

Used Boat

2013845.25%80%$213.78
2012725.75%80%$246.83
2011726.25%80%$250.37
2010606.75%80%$295.25
2004-2009487.00%80%$359.19

Rates effective August 1st, 2014.

Thank you for inquiring about our current rates. Please be aware that rates are subject to change daily without notice.

† Annual Percentage Rate (APR) assumes credit score of 725 and above. Subject to credit approval. Rates may change at any time and without notice.