Interest Rates
Interest rates effective as of
Thank you for inquiring about our current rates. Please be aware that rates are subject to change daily without notice.
| Product | Daily Balance (3)* | Interest Rate (%) | APY (%) | Compounding |
| NOW Checking (1)* | $0.00 - $999.99 | 0.00% | 0.00% | Monthly |
| $1,000.00 - $4,999.99 | 0.10% | 0.10% | Monthly | |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% | Monthly | |
| $25,000 and over | 0.20% | 0.20% | Monthly | |
| Senior Checking (1)* | $0.00 - $999.99 | 0.00% | 0.00% | Monthly |
| $1,000.00 - $4,999.99 | 0.10% | 0.10% | Monthly | |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% | Monthly | |
| $25,000 and over | 0.20% | 0.20% | Monthly | |
| Regular Savings (1)* | Minimum balance $250 | .75% | .75% | Quarterly |
| Advantage Checking (2)* | $0.00 - $4,999.99 | 0.10% | 0.10% | Monthly |
| $5,000.00 - $24,999.99 | 0.20% | 0.20% | Monthly | |
| $25,000.00 and over | 0.25% | 0.25% | Monthly | |
| Advantage Money Market (2)* | $0.00 - $999.99 | 0.00% | 0.00% | Monthly |
| $1,000 - $4,999.99 | 0.40% | 0.40% | Monthly | |
| $5,000 - 24,999.99 | 1.25% | 1.26% | Monthly | |
| $25,0000 and over | 1.60% | 1.61% | Monthly | |
| Indexed Money Market (2)* | $0.00 - $49,999.99 | 1.60% | 1.60% | Monthly |
| $50,000.00 - $149,999.99 | 1.60% | 1.60% | Monthly | |
| $150,000.00 - $249,999.99 | 1.60% | 1.60% | Monthly | |
| $250,000 and over | 1.65% | 1.66% |
Monthly |
Certificates of Deposit
| Product | Minimum Balance | Interest Rate (%) | APY (%) | Compounding |
| 3 Month | $500 | 1.74% | 1.75% | At Maturity |
| 6 Month | $500 | 2.09% | 2.10% |
At Maturity |
| 8 Month | $500 | 3.55% | 3.57% | At Maturity |
| 9 Month | $500 | 2.24% | 2.25% | At Maturity |
| 10 Month | $500 | 2.24% | 2.25% | At Maturity |
| 12 Month | $500 | 2.25% | 2.25% | At Maturity |
| 14 Month | $500 | 2.25% | 2.25% | At Maturity |
| 5 Year | $500 | 2.72% | 2.75% |
Quarterly |
| 6 Months Jumbo | $100,000 | 2.09% | 2.10% | At Maturity |
| 12 Months Jumbo | $100,000 | 2.25% | 2.25% | At Maturity |
| IRA's | Your Choice of CD Term | |||
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. The APY will be less if interest is paid by check or credited to another account. Fees charged could reduce earnings on your account. A penalty may be imposed for withdrawals prior to maturity for Certificates of Deposit only.
(1) A minimum deposit of $100.00 is required to open this account.
(2) A minimum deposit of $1,000.00 is required to open this account.
* This is a variable rate account. The interest rate on this account may change at any time.
(3) If your daily balance falls within the specified tiers, the interest rate and Annual Percentage Yield for the applicable tier will be paid on the entire balance.
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