Personal Savings

Regular Savings

An easily accessible savings account that can be opened with a relatively small dollar amount. Account may be linked to a transaction account and reported on the checking account monthly statement.

• $100 minimum deposit required to open this account
• Interest compounded and credited quarterly*
• $250 minimum to avoid fees
• Maintenance fee of $3 will be imposed every statement cycle if the balance in the account falls below $250 on any day during the statement cycle
• Excessive withdrawal fee of $1 will be charged for each withdrawal in excess of three during a calendar month

Advantage Money Market

An accessible investment account for higher balances. This account is NOT a transaction account.

• $1000 minimum deposit required to open this account
• Interest compounded and credited monthly*
• $1000 minimum daily balance to earn the disclosed aqnnual percentage yield.
• Maintenance fee of $20 will be imposed every statement cycle if the balance in the account falls below $1,000 on any day during the cycle.
• Transfers from a Money Market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties.
• Per debit fee of $50 will be charged for each debit in excess of the above limitations.

*We may change the interest rate on your account at any time. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).